About Me

First of all, let me say WELCOME. I’m so glad you came to visit my blog and I am grateful for the opportunity to share my debt free journey with you!


My name is Kayla and I’m a millennial who has been working hard for the past four years to pay off over $62,000 in student loan, car, and medical debt. About ten months ago I decided to take my debt payoff methods to another level and I am still in disbelief at how well it’s worked and how it truly is possible to get out of debt quickly with focus, determination, and a good strategy. Since then, I’ve paid off more than $20,000 in loans which means I currently have just under $15,000 of student loan and medical debt left to pay off and I plan to get that done in the next year. I’m hoping this blog will be the motivation I need to finish off my final year strong!


By day I am an Educator and I work as an administrator at a small college. I have a passion for community, developing deep relationships, and making real connections. I love my job and I hope to transfer those passions to my new blogging community, as well. Transparency and vulnerability are important to me, so a lot of what I plan to do here is tell you about the WHOLE story of what it’s meant for me to get out of debt — the successes AND the failures.

I also want you to know that I want you to reach out to me if you have any questions, blog topic suggestions, or if you just need a little encouragement. You matter to me, and we are in this together. I know the struggle and it is real. You are not alone!

Yours, Truly,